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Part C: Since a Charge-Off is a Write-Off (and in this question - Bof A), usually doesn't the bank, Bof A write the ENTIRE amount off their books as uncollectable debt and get covered by FDIC for the entire amount, and if so - how then can they sell the debt to a collection company if they already got paid..do they only sell 10% of it for (i.e.
- 10 cents on the dollar for the entire amount) and get covered for the other 90%?
Part B: After this account was Charged-Off, did Bof A sell the debt or did it assign the debt, and how would I know?Bounce too many checks, and you’ll find yourself in the Chexsystems, which many banks use to evaluate potential new banking customers.For others it’s simply a distrust of the banking system or frustration with limited hours or the hoops one has to jump through to get service.If you do not agree to these changes, you will be logged out and your account will be deactivated.Some pro accounts may receive partial refunds - please visit support.to start a refund ticket.