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* The Credit Score, Auto Score, Insurance Score and Hiring Risk Index offered on this web site are for educational purposes only.

None of our Scores/Indexes/Analysis is to be used to determine or grant credit in any manner.

People with (Bad Credit) such scores are considered to be "high risk", and are often denied by traditional lending sources.

Because they are denied by traditional car dealerships and lenders such as local banks, credit unions, or lending arms of car manufacturers such as Ford Credit or GMAC, people with low credit scores are often forced to seek financing through alternative options.

This can be beneficial in any scenario where additional funds are required.

We do not charge any fee or cost to submit a loan request on .

The expenses associated with higher education are stressful for everyone, but if you have bad credit, you may be especially worried.The Auto Industry Optional Score is a specialized score that is used by the Auto Industry to look more closely at issues, on your credit report, that are related to your risk of possibly defaulting on your new auto loan.It is very different from your regular Credit Score.If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement.Representative Example: If you borrow ,000 on a 2 year repayment term, the monthly repayment will be 2.74. There are three types of personal loans available through our network: peer-to-peer Loans, personal installment loans and bank Personal Loans.

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